Get the Loan You Need – Fast & Hassle-Free

We offer Personal Loans, Business Loans, Home Loans, and more with competitive interest rates and flexible repayment options through Aditi loan Capital.

Instant Loan Approval Guidance

About Aditi loan Capital

About Us

Aditi loan Capital is a trusted financial services platform that helps individuals meet their goals by offering fast, transparent, and secure loan solutions. We specialize in providing Personal Loans, Home Loans, Business Loans, and more through a seamless and fully digital process.

Backed by a strong network of financial institutions and NBFC partners, we ensure every application is processed with clarity, compliance, and speed. Customers can apply for loans up to ₹25 Lakhs with minimal documentation and quick approvals — often within minutes. Funds are directly transferred to your bank account after successful verification.

What We Offer

Personal Loan
Personal Loan

Need funds urgently? Avail personal loans from ₹6,000 to ₹10 Lakhs with flexible EMIs ranging from 6 to 60 months. Fast online application, quick disbursal, and trusted support when you need it most.

Business Loan
Business Loan

Fuel your business growth with loans from ₹6,000 to ₹5 Lakhs and flexible repayment terms of 6 to 48 months. Enjoy minimal paperwork, fast processing, and funds tailored for entrepreneurs.

Loan Services
Two Wheeler Loan
Two-Wheeler Loan

Ride your dream bike with loans up to ₹5 Lakhs and tenures up to 60 months. Simple online process, instant approval, and easy EMIs for your convenience.

Loan Against Property
Loan Against Property

Unlock the value of your property with loans up to ₹1 Crore. Repayment tenure up to 20 years and competitive interest rates starting at 12%. Available across major cities in India.

How It Works

1

Apply Online

Start by filling out our quick and secure online loan application form. It takes just a few minutes to get started.

2

Get Instant Approval

Once submitted, our team reviews your application and verifies details. Approvals are often completed within hours.

3

Receive Funds

Once approved, the loan amount is directly transferred to your bank account – fast and hassle-free.

Why Choose Aditi loan Capital?

Lower Interest Rates
Lower Interest Rates

Get loans for various needs at competitive interest rates that fit your budget and repayment capacity.

Fast Disbursal
Fast Processing & Disbursal

Apply online, check eligibility instantly, and receive funds in your bank account—often within minutes.

Flexible EMIs
Easy Repayment Options

Repay in simple monthly EMIs with flexible tenures ranging from 6 months to 60 months based on your needs.

Paperless Process
100% Paperless

No physical paperwork required. Complete the entire loan application process online in just a few steps.

Safe and Transparent
Safe, Secure & Transparent

Your data is protected with top-level encryption. No hidden fees—just honest and transparent service.

No Collateral Needed
Collateral-Free Loans

Enjoy unsecured loans with no need to pledge assets or provide guarantors for personal loan approvals.

Get Started in a Few Simple Clicks

Check your eligible loan amount and choose a flexible EMI plan that suits your needs—all in just minutes.

Testimonials

Frequently Asked Questions

We offer a wide range of loan products to suit different needs, including personal loans, home loans, business loans, education loans, and vehicle loans. Each loan comes with flexible repayment options, and our advisors help you choose the right one.

You typically need to submit your Aadhaar card, PAN card, address proof, and income proof. Salaried individuals may need recent salary slips and bank statements. Business applicants may require ITRs and business registration. Additional documents may be requested depending on the loan type.

Approval timelines depend on the loan type and the documentation. Personal and vehicle loans can be approved within 24–72 hours. Home and business loans may take up to a week. Applicants with a strong credit profile may experience faster approvals.

Loan amounts start from ₹50,000 for personal loans and can go up to ₹50 lakhs or more for home or business loans. Your eligibility depends on income, credit score, and repayment history. We evaluate every application to offer the best possible loan based on your profile.

Yes, most of our loans allow early repayment or foreclosure. Some loans may carry a small prepayment charge, while others allow it at no cost. Early repayment reduces your interest burden. Please refer to your loan agreement or speak with our team for specific terms.

Interest rates vary based on loan type, tenure, and your credit profile. Personal loans generally start at 10% p.a., while home loans can be as low as 8.5%. Business and vehicle loan rates are also competitive. Our goal is to offer you the best possible rate based on your eligibility.

Yes, your credit score plays a key role in loan approval. A CIBIL score of 650 or higher is generally considered acceptable. Higher scores can get you lower interest rates and quicker approvals. If your score is lower, we can help you work on improving it before applying.